Real estate financing
solutions
We provide real estate players – traders and developers – with bespoke, simple and flexible financing solutions.
Tickets from €1m to €20m, fast decision, no intermediary
A subsidiary of Balestra, an AMF-licensed asset management company
- Financing tenor
- 12 to 36 months
- Asset class
- Residential real estate
- Target LTV
- ≤ 70%
- Footprint
- Metropolitan France
01About us
A team of experts
Spada Capital is the real estate debt platform of Balestra, an AMF-licensed asset manager.
Drawing on our real estate expertise, we provide financing solutions dedicated to property traders and developers across France. We combine secured funding capacity with fast, transparent decision-making. Through our shareholder, our offering benefits from the security and visibility of regulated management.
02Decision process
From first contact to closing
-
D+0
You describe the deal in the dedicated interface and book a thirty-minute call. Indicative decision given.
First call
-
D+5
On receipt of your complete file, issuance of indicative terms and conditions.
Term sheet
-
D+20
Decision taken in committee: issuance of a firm financing offer.
Committee
-
D+30
Funds disbursed.
Closing
— Subject to complete file, full due diligence and notary calendar.
03Our offering
Tailored financing solutions.
Trader-developer financing
Buy, restructure, exit.
Financing solutions designed for professional property traders: buy-and-sell, renovation, asset value-add. We understand your business model and tailor terms to your expertise and operating cycle.
Bridge loans
Time to deliver, time to exit.
A range of bridge facilities for experienced real estate developers and investors. Typical use cases: acquisition of land or real estate assets prior to bank refinancing, refinancing of completed stock, etc.
Developer financing
Design, build, deliver.
Financing residential development projects for experienced developers. New construction, refurbishment, conversion: single-family homes, multi-unit buildings, mixed-use schemes and social housing.
04Manifesto
We are real estate professionals. Our team comes from real estate investment and private credit — we know your constraints because they were once ours.
For a project sponsor, two things truly matter: time, and transparent decisions. They are what makes it possible to plan, hold a schedule, execute.
Our role is to simplify the setup of your real estate financing so you can focus on what deserves it: your deals.
05Asset manager
Balestra, an independent asset manager
Spada Capital is a subsidiary of Balestra, a portfolio management firm authorised by the French Financial Markets Authority (AMF) under number 202400017. Our group’s expertise draws on traditional asset management and long-standing experience in European real-estate investment. This is what enables us today to offer an innovative approach to real-estate financing.
Discover Balestra- Regulator
- AMF — n° 202 400 017
- Headquarters
- Paris 8ᵉ
- Status
- Portfolio management firm (SGP)
- Strategies
- Private credit · Real estate
06Positioning
A differentiated offering.
| Criterion | Spada Capital | Traditional bank | Real estate crowdfunding |
|---|---|---|---|
| Time to closing | 4 to 6 weeks | 3 to 6 months | 4 to 8 weeks, subject to fundraising risk |
| Decision-maker | One committee, an answer the same day | Regional committee, then HQ | Subject to fundraising |
| Capital availability | 100% available | Pooled bank balance-sheet | Aggregated retail savings |
| Sponsor's contact | A dedicated team | Multiple | Platform |
07Contact